Commercial
An insurance broker should be a part of your business team, much in the same way you rely on your accountant or solicitor. At Ballarat Insurance Brokers we aim to grow strong relationships with all our commercial clients in order to build the highest level of trust and respect.
Business Insurance can at times be complicated and knowing what the right cover to suit a particularly industry or occupation can be difficult for the average person. Our experienced staff can provide sound advice on cover options to suit your needs to ensure the future growth and survival of the business you’ve put so much time into.
We also can look at any risk requiring Public or Products liability as a stand alone cover only.
Some of the Business Insurance risks provided include:
- Retailers & Wholesalers
- Commercial Property Owners
- Manufacturers & Producers
- Office Based risks
- Heavy & Light Industrial risks
- Hospitality Industry
- Commercial Strata
- Automotive Industry
- Trade Risks
- Any Public Liability risk
Professional Risks Insurance (Professional Indemnity)
Any business involving fee based advice to their customers should be giving serious consideration on their exposure to professional liability or professional indemnity. Ballarat Insurance Brokers can now look at all professional occupations including finance, IT, education and other miscellaneous risks. Obtaining terms can normally be arranged within 48 hours of a completed proposal.
We can look at any Professional Indemnity risk including:
- IT Industry
- Accounting Firms
- Construction & Engineering
- Education Industry
- Medical Malpractice
- Directors & Officers/Management Liability & many more miscellaneous risks
Commercial Motor Insurance
Whether you‘re looking to insure your commercial utility, truck, machinery or a fleet of vehicles Ballarat Insurance Brokers will have the right options for you. We offer are range of products incorporated with commercial vehicles and transport operators including carriers liability and transit insurance.
Risks we can assist with:
- Heavy & Light Commercial Vehicles
- Earthmoving & Miscellaneous Mobile Machinery
- Transport Operators
- Owner Drivers
- Truck & Motor Fleets
Construction & Trade Insurance
Many construction policies differ in the levels of cover via additional benefits such as debris removal, professional fees etc. They can also vary in the excess applicable, particularly in regards to injuries to sub-contractors. Ballarat Insurance Brokers take the time to ensure that cover placed is adequate to your requirements and that you fully understand all terms and policy conditions. We offer a range of products for any type of commercial or residential construction, including owner builders and builders warranty.
We can also offer packaged Trade Insurance policies for any type of trades risk, including liability only insurance
Scope of products available:
- Builders Annual Construction & Liability
- Owner Builders
- Builders Warranty
- Trade Packages
- Liability only policies
- Tools of Trade
- Income Protection
Marine Transit Insurance
Ballarat Insurance Brokers can assist in providing cover for annual transit risks or the one off transit within Australia or imported/exported worldwide.
Risks we can assist with:
- Heavy & Light Commercial Vehicles
- Earthmoving & Miscellaneous Mobile Machinery
- Transport Operators
- Owner Drivers
- Truck & Motor Fleets